A new chapter has begun in India’s UPI (Unified Payments Interface) system, used by millions of users. Transactions that previously required a 4 or 6-digit PIN can now be completed securely and conveniently using Face ID or fingerprint authentication.

This new feature, developed by the National Payments Corporation of India (NPCI), was officially launched in Mumbai. While it serves as an alternative to PIN-based payments, it makes UPI transactions faster and safer.

With the rise of PIN-based frauds, the Reserve Bank of India (RBI) recommended safer alternatives for UPI users. This biometric method particularly benefits new users and senior citizens, allowing instant transactions using facial recognition or fingerprints, expanding the reach of digital payments across India.